Plain-English personal finance for UK readers

Personal finance advice you can actually use.

We publish carefully edited UK personal finance journalism. No clickbait, no affiliate spam — just clear explanations from contributors with real qualifications.

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Saving

Cash ISA vs stocks and shares ISA: which one in 2026?

A clear comparison of UK cash ISAs and stocks and shares ISAs in 2026 — when each is right, what the rates and risks really mean, and how to split your allowance.

Clare Bennett 12 Apr 2026 3 min read

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Saving

Cash savings, ISAs, premium bonds, and how to make your emergency fund actually work hard.

Investing

Stocks and shares ISAs, index funds, robo-advisers and how to start investing in the UK without losing your shirt.

Mortgages

First-time buyer mortgages, remortgaging, fixed vs tracker, and the affordability rules you need to know.

Pensions

Workplace pensions, SIPPs, the State Pension and how to plan retirement contributions sensibly.

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Mortgages

First-time buyer mortgages in the UK: a 2026 walkthrough

How UK first-time buyer mortgages actually work in 2026 — deposit sizes, affordability stress tests, the schemes worth knowing, and the costs lenders don't put on page one.

Dev Patel 8 Apr 2026 4 min read

Investing

Index funds, explained for UK investors

A plain-English explainer on UK index funds — what they are, why they win on cost, how to choose one, and the platforms worth considering for your stocks and shares ISA.

Maya Johnson 4 Apr 2026 3 min read

Meet our contributors

Clare Bennett

Editor-in-chief

Clare has spent twelve years writing about UK personal finance for national publications, including a stint as a senior reporter on the consumer money desk of a national newspaper. She holds the CISI Investment Advice Diploma and edits every article published on MoneyFlair.

Personal finance
ISAs and tax-efficient investing
Editorial leadership

Dev Patel

Senior writer, mortgages and property

Dev is a former mortgage adviser (CeMAP-qualified) who now writes about UK home buying full-time. He covered the 2022 rate-rise cycle for MoneyFlair and contributes to our weekly remortgage explainer.

Mortgages
First-time buyer schemes
Remortgaging

Maya Johnson

Investing writer

Maya covers UK investing, ETFs and platform comparisons. Previously a paraplanner at an independent advice firm, she focuses on translating regulatory shifts into practical guidance for retail investors.

Stocks and shares ISAs
Index funds and ETFs
Investment platforms

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